Important information regarding illustrations


New IUL regulation and index cap
rate changes

The National Association of Insurance Commissioners (NAIC) is making enhancements to Actuarial Guideline XLIX (AG 49), which governs indexed universal life (IUL) insurance products.

The new regulation is called AG 49-A and is designed to provide more consistency in IUL illustrations by limiting how products with index-linked interest rate enhancements can illustrate. AG 49-A goes into effect Dec. 14, 2020—and all IUL illustrations must be compliant with the regulation by that date.

Learn more—See AG49-A transition guidelines and our
new cap rates
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Insurance products issued by Principal National Life Insurance Co. (except in NY) and Principal Life Insurance Co. Plan administrative services offered by Principal Life. Principal National and Principal Life are members of the Principal Financial Group®, Des Moines, IA 50392. For financial professional use only. Not for distribution to the public.

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LF1307 | 1354589-102020 | 10/2020