Death benefit protection for personal and business needs


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Two updated choices to help clients protect what matters

New Principal Universal Life Provider Edge IISM

When your individual and business clients have a need for affordable coverage with long-term guarantees, Principal Universal Life Provider Edge II can help.


  • Flexible payment levels that can fit within most budgets
  • Optional extended no-lapse guarantees to age 100
  • Early access to death benefits for health issues
  • Innovative Business Value Increase Rider1

View product profile | Get marketing materials | Check state approvals

Re-priced Principal Universal Life Flex IIISM

The premium rates are new, but the product’s benefits remain the same. Your clients get cost-effective coverage, attractive long-term cash-value growth potential, accelerated benefits for chronic illness, and optional extended no-lapse guarantees.

Re-price overview:

  • Policy charges include a combination of slight increases and decreases.
  • The guaranteed minimum interest rate for cash value is now 1%.
  • The No Lapse Guarantee (NLG) duration is reduced at older issue ages.
  • The policy loan charge rate and loan crediting rate are reduced.

View transition guidelines | Get marketing materials | Check state approvals

New Insure Your Love resources are available
Getting life insurance is a simple act of love. Use these tools to communicate that message to clients this February.
Explore new materials

All guarantees are based on the claims-paying ability of the issuing insurance company.
1 Rider availability varies by state.

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Insurance products issued by Principal National Life Insurance Co. (except in NY) and Principal Life Insurance Co. Plan administrative services offered by Principal Life. Principal National and Principal Life are members of the Principal Financial Group®, Des Moines, IA 50392.

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LF1338 | 1469192-012021 | 01/2021